Imagine having a credit card that you’ve run up to its limit. The bank is calling, the notices of cancellation are piling up and you are in serious trouble. The worst thing is that you have no way to pay. You lost your job and have no income. You’ve sold everything of value just to survive this far. You begin considering bankruptcy, which is a death sentence for any future relation with the banks for years to come. What else is there?
Then, someone you do not know hears of your situation and offers to pay off your credit card in full! You can’t believe it when this person comes to you and offers you a cheque for the full amount you owe.
You think it’s too good to be true, but in good faith you take the cheque to the bank to cash it. The teller at the bank says without hesitation, “Oh yes, this cheque is good – we know this person well. I’m sorry, though. You haven’t signed the back, yet.” Now, your heart is racing! It’s true! This offer of generosity and kindness is not some sick joke. The person really is paying off your debt. Gladly you turn over the cheque and identify yourself as the person on the front to whom it’s made out to.
You sign it! The teller takes it! Your debt is paid! You don’t understand all the reasons why this person did it, you just know that it’s real and you can’t wait to find out more about the person and thank them!
Unfortunately, a lot of us can relate to the first part of this story too well. But what we don’t realize is that before we ever had a credit history, we had a debt with God. He created us to spend time with Him and to receive His love. Everyone of us was designed to communicate with God. Do you consider yourself in one way or another spiritual? Where do you think that came from? It was programmed into your design to be used in having a relationship with the One that created you. However, the more we diverged from God’s perfect plan (this divergence is called sin in the Bible), the bigger our debt toward God grew. We were helpless and faced death as the only end to our situation (on the verge of spiritual bankruptcy).
God, realizing that there was no way we would be able to pay off our debt, even with a life time of “good works,” lovingly chose instead to pay the debt for us. He wanted so much to have that relationship with us that He opened an account of forgiveness that was like a trust. He sent His sinless Son to die on the cross for all of us 2000 years ago. Jesus Christ paid the price of our bankruptcy for us so that we would not have to, and then was given authority over this ‘forgiveness trust’ to write a cheque to anyone who asked to be forgiven of their debt toward God.
You see, like the cheque in our story, the payment for our forgiveness is real and complete. All that is required of us is to reach out and take the gift being offered to us by God. We need to say, “Yes, God I believe that this gift is for me and I now make it mine.” When we do this, we admit:
- That we need it
- That we cannot do it ourselves, and
- That we are willing to identify with Jesus Christ’s death on the cross for us.
In the Bible there are places which you can look at and see this message spelled out for you. If you would like to look these sections up, here are some suggestions:
- God loves you very much – The Book of John, chapter 3 and verse 16.
- Everyone has sinned against God – The Book of Romans, chapter 3 and verses 9 through 18.
- God still was willing to pay our debt – The Book of Romans, chapter 5 and verses 6 through 9.
- Believing that Jesus’s death pays our debt, brings us forgiveness – The Book of Romans, chapter 10 and verses 8 through 13.
If you want to make this gift from God yours, then please consider telling God in prayer, either using the following prayer or your own words. God is interested in your heart, not so much the words. He loves you and wants to have a relationship with you.
“Dear God, I realize that I have a debt that I cannot pay. I owe you more than I can pay back for the many times I have not done what You wanted me to (sin). I also realize that You have made a way for me to have that debt paid by sending Your Son, Jesus Christ, to die for me. I want to say to You, from my heart, that I am sorry and would like to receive the gift that You are offering me. Please forgive me for my sins and show me how You want me to live. I want to have that relationship that You want to have with me. Amen.”
If you have accepted the gift of God’s forgiveness through Jesus Christ, or if you just have anymore questions about these things, then we would love to know and help you in anyway we can. Leave us a message through our feedback page and how we can contact you. Thanks for your time.